The Covid-19 Pandemic has led to a massive global lockdown.  In most countries all but ‘essential’ businesses are shuttered or moved totally online and governments have stepped in to take onto their books the huge costs of keeping businesses solvent […]

These are difficult and trying times.  People are ill. People are suffering and dying.  The press and others pile concerns and complaints on government and corporations for their responses, or lack of response.  Yet, what is amazing is how orderly […]